4 Reasons Why Car Insurance Claims Face Rejection

Most people purchase insurance policies, thinking they will help them during financial emergencies. Car insurance is part of that; we hope filing a claim will take care of things after an accident. Your insurance company may decline the claim due to various reasons.

It does not matter whether you are counting on the money for repairing or paying medical bills. After spending all the monthly premiums, you can’t get coverage just because you overlook something.

We understand how frustrating it can be. We have shared the causes which provoke your insurer to reject the claim. Read this article to know the reasons and prevent a denial in the future. Contact an auto accident attorney in OKC to get professional help.

Driving Without a License or Invalid One

One of the main reasons people don’t get compensation is driving without a license or an invalid one or under the influence. This action is illegal throughout the country, which can put you in jail; let’s forget about the claim. You should hire an auto accident attorney to help you get the compensation.

Using Private Car for Commercial Reasons

Your insurer wouldn’t give you a penny for that. Commercial vehicles fall under different laws and set of coverage. Therefore, the whole case obeys the other set of rules and premiums.

You Did Not Report the Accident in Time

Many insurance policies are strict about the timeframe. You should report an accident within this period. Otherwise, they may deny your claim. Time also matters when it comes to your injuries.

Seeking medical attention right after the accident is a must. Otherwise, the insurer complains your injury is not severe enough to get compensation. In Oklahoma, an individual must report the injuries within two years.

Not Informing Your Car Is Built With CNG/LPG Kit

Many car owners install CNG/LPG kits to get higher mileage but forget to mention this to their insurance company. The insurer notes every feature of your car during purchasing or renewing car insurance to cover them under the insurance policy.

That’s why not declaring about the kit means they don’t cover it and as a result, you won’t get the claim when necessary. In that case, hiring an auto accident attorney can guide you throughout the settlement process.

Don’t Wait, Don’t Hesitate, Call Us Now!

Unfortunately, you may be dealing with denied car accident claim right now. Only an auto accident attorney will prove the severity of your injury and negotiate with the insurer to come to a settlement. However, you can contact us at Chiaf Law Offices in OKC to get legal advice.

**This content is not legal advice and does not presume, establish or imply any relationship between client and attorney.